Get yourself out of financial trouble

It's all too easy to end up in masses of debt, especially if you use credit cards and store cards. A debt consolidation mortgage can help get you out of a financial black hole, but it's essential that you change the behaviour that got you into a mess in the first place.

Mortgages aren't just for buying property: their low interest rates a fraction of the rate you'll pay on even the cheapest credit card make them ideal for getting rid of big debts. Remortgaging or getting a 100% mortgage can help get you out of a black hole, but if you're considering a debt consolidation mortgage you need to work out why you got into a mess and make sure you don't repeat the problem.